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Google Sheets Formula for Budget Tracking

2026-03-18

Monthly Income Total

Sum all income entries for the current month:

=SUMIFS(C:C, A:A, "Income", B:B, ">="&DATE(YEAR(TODAY()),MONTH(TODAY()),1), B:B, "<"&EDATE(DATE(YEAR(TODAY()),MONTH(TODAY()),1),1))

Spending by Category

Total spending in a specific category like "Food":

=SUMIF(D:D, "Food", C:C)

Budget Remaining

If your monthly budget is in E1, show how much is left:

=E1-SUM(C2:C100)

Over/Under Budget Alert

Show a clear status message:

=IF(SUM(C2:C100)>E1, "OVER BUDGET by $"&TEXT(SUM(C2:C100)-E1,"#,##0"), "Under budget by $"&TEXT(E1-SUM(C2:C100),"#,##0"))

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